mortgaged

adjectives

burdened with legal or financial obligations
"his house, his business, indeed, his whole life was heavily mortgaged"
mortgaged
is similar to
loaded to excess or impeded by a heavy load
"a summer resort...encumbered with great clapboard-and-stucco hotels"- A.J.Liebling; "a hiker encumbered with a heavy backpack"; "an encumbered estate"
encumbered